How much do you know about Medicare?
Did you know that most people that are on Medicare are over the age or 65 and receiving social security benefits?
Did you know that people under the age of 65 can get Medicare health insurance benefits as long as they have cancer or other terminal diseases?
These are just two of the things that you need to know regarding Medicare, but there is much more. Something that you should understand about Medicare is that it is not free; however, you won’t pay the amount per se. I say this because Medicare is actually taken out of your social security check each month so you will just get the left over amount.
This is shocking to first time Medicare recipients that are why I wanted to make sure you understand how it works. Another thing that you should know regarding Medicare is that you will automatically be enrolled in Medicare part b the month of your 65th birthday. I want you to understand this because this plan will cost you a little bit of money each month.
Although this will cost you a little bit of money, you will have a lot more coverage. Some of the things that you will be covered on are therapist visits, x-ray costs, mammograms, pap smears, and other tests that are not usually covered under insurance policies. Being that you are older, a lot of the things that are covered are for maintenance and proper aging as opposed to injuries and things of that nature.
It is because of this that you should either accept the cost or decline the policy before you turn 65. What most people don’t realize is that they will have access to their Medicare card 3 months before they turn 65 so make sure you call the number on the back of that card and decline any additional policies that you don’t want or need.
When it comes to Medicare, there is a lot that you need to know and that is why I highly recommend you call a Medicare representative if you have any questions. Yes, you can find all the answers online, however, a Medicare representative will be able to answer all your questions in very specific detail and that is probably exactly what you need.